What people are voting on right now. Votes fade over a few days, so fresh pain can climb fast.
- 1
Failed bank transfers take days to reverse and nobody tells you where the money is
Money leaves my account, the recipient never gets it, and the app just says 'pending'. Customer care gives a ticket number and a 'within 24–72 hours'. Sometimes…
- 2
Cross-border payouts to contractors in Africa lose 5–8% to fees and FX
We pay contractors in Nigeria, Ghana and Kenya. Between the wire fee, the intermediary bank, and the exchange-rate spread, they receive noticeably less than…
- 3
Splitting shared household bills with flatmates always ends in an argument
Electricity, internet, generator fuel, cleaning supplies. Somebody always fronts the money and is then owed by three people who 'will send it later'. Usage…
- 4
I lose the receipts I need for warranty claims and expense reports
Thermal paper fades, emails get buried. When the blender breaks in month eleven, I can't prove when I bought it.